About Us

Galt Line Payments was founded to bring a better solution to merchants who need to accept credit cards in their business, saving them money with the best rates possible and no sneaky hidden fees.

Our mission is to be your valued partner, providing superior service and transparency in business. We aren’t here to “bait and rate”, offering a misleading rate just to get you to sign up and then disappear. We are here for the long haul. We won’t lock you into any long term contracts either. We want you to stay with us because you want to. Period.

We aren’t just another payment processor. When you work with us, you gain a partner who is just as much invested in your success and future growth as you are.


West meets East. Husband and wife team Tim and Celine lend their expertise and caring to help businesses small and large. Celine comes from California, where friends and family members run businesses of various sizes, from regional operations with hundreds of employees and spanning several states, to small companies with a handful of employees. Tim was the trial attorney on a major lawsuit involving a software company and merchant services to veterinarians throughout the country. This case resulted in a three month long jury trial, in which a battery of industry experts and The Who’s Who in merchant services testified. During this trial, Tim gained a comprehensive education on how the payment processing system works, and he also discovered many of the misleading practices that were common in the industry. This, along with the heartbreaking closure of countless businesses that didn’t survive the pandemic, inspired them to launch Galt Line Payments, in order to help businesses small and large, to save money and thrive. Their special focus has been helping local businesses in Tim’s hometown with hopes to see Atlantic City flourish and prosper.

Galt Line Payments is a specialized payments expert, partnered with the best in the industry. We provide ongoing support to ensure your payment operations run seamlessly throughout the transaction process and beyond. We don’t stop there: in addition to payment processing, we provide fraud and chargeback mitigation, advocating for you all the way. We are here to help ensure that your merchant accounts remain stable and compliant.

When you are ready to grow your business, whether that means adding additional brick and mortar locations or by creating your online presence, we are here to help you grow and make those transitions and implementations. Think of us as your business consultant, here to help you grow in every direction that your vision drives you.

To explore our services or ask further questions, please send us a message or give us a call toll free at (877)375-9599.